When a workaholic businessman receives devastating news about his health, he meets a young boy in the hospital who changes his outlook on life. Their bond grows through unexpected friendship and small acts of kindness, teaching him what truly matters—until a heartbreaking twist reshapes everything.
Andrew, 50, sat at his desk, shuffling through papers while juggling scheduling meetings with his partners.
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He didn’t hear Michael, his assistant, enter the room. Michael stood there, waiting. After a few moments, he cleared his throat.
No response. Andrew kept working, his focus sharp. Michael tried again. “Mr. Smith.” Still no answer. He repeated his name three more times.
Finally, Andrew slammed his hands on the desk and snapped, “What?”
Michael didn’t flinch. “You asked me to tell you if your ex-wife called.”
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Andrew groaned and rubbed his temples. “How many times do I have to tell you? Ignore her calls. What now?”
Michael held a notepad. “She left a message. I should warn you—it’s a direct quote. Her words, not mine.” He read from the note. “‘You pompous jerk, I will never forgive you for wasting so many years of my life. If you don’t give me back my painting, I’ll smash your car.’ That’s the message.”
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Andrew’s face turned red. “We’ve been divorced for two years! Does she not have anything better to do?”
Michael looked at him, waiting for further instructions. “Should I respond to her?”
“No! And stop taking her calls,” Andrew said. Then he paused. “Actually, tell her I threw that painting in the trash!”
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Andrew grabbed a pen and hurled it toward the wall. Michael ducked slightly, gave a polite nod, and left the room.
Moments later, Andrew’s phone rang. He frowned, picking it up.
“Andrew Smith?” a voice asked.
“Yes. Who’s calling?”
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“This is the hospital. Your test results are ready. The doctor wants to see you.”
“Can’t you just tell me now?” Andrew said, irritated. “I’m busy.”
“Sorry, sir. The doctor will explain in person.”
Andrew sighed heavily. “Fine. I’ll come in.” He hung up, shaking his head.
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Andrew rarely allowed himself the luxury of a lunch break, but this time was different. The doctor’s office was quiet, the ticking clock on the wall the only sound.
Andrew sat stiffly in a chair, his fingers tapping against the armrest. When the door opened, the doctor stepped in, his face serious. Andrew frowned, sensing bad news.
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The doctor sat across from him and spoke in a steady, measured tone, using terms Andrew didn’t understand.
Then came the word—cancer. “We need to act fast,” the doctor said.
“Is this some kind of joke?” Andrew asked, his voice sharp. “I own a company. I can’t just check into a hospital.”
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The doctor met his eyes. “Your health should come first. The company can wait.”
Andrew leaned forward. “What are my chances of getting better?”
“I can’t promise anything,” the doctor said. “Starting treatment right away is critical.”
Andrew’s voice rose. “Can I still work while I’m here?”
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“Treatment affects everyone differently,” the doctor explained. “You will stay in the hospital so we can monitor you. Someone can bring you a computer.”
Andrew frowned and stood up. “Fine. I’ll sort it out.”
The doctor watched him leave. “We’ll see you tomorrow with your things,” he said before Andrew reached the door.
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As Andrew walked through the hospital’s pediatric wing, he noticed a boy, about eight years old, tossing a ball back and forth with a nurse.
The sound of their laughter echoed in the corridor. The ball suddenly rolled across the floor and stopped near Andrew’s feet.
“Excuse me, sir!” the boy called out, smiling. “Can you please throw the ball back?”
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Andrew picked up the ball, his face tense. Without a word, he hurled it down the hall, far from the boy and nurse, then turned and walked away.
“That was mean, sir!” the boy shouted.
Andrew had been in the hospital for days that felt like weeks. He tried to keep working, setting up his laptop and pushing through meetings.
But the treatment was draining. Each session left him weaker. The nausea was constant, and sleep was nearly impossible.
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One afternoon, during another long chemotherapy session, Andrew leaned back, his eyes half-closed. He felt miserable.
Suddenly, a small voice broke through his fog. He opened his eyes to see a boy standing in front of him. Startled, Andrew flinched. The boy giggled. It was the same boy from the corridor.
“What do you want, kid?” Andrew mumbled, not even lifting his head.
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“I’ve been walking around the hospital looking for someone to play with. It’s boring here.”
Andrew glanced at him, annoyed. “What’s your name?” he asked.
“Tommy,” the boy replied with a wide grin.
Andrew sighed. “Listen, Tommy. I’m not in the mood to play. Go bother someone else before I start feeling worse.”
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Tommy didn’t move. Instead, he reached into his pocket and pulled out a small peppermint candy. He held it out to Andrew. “This helps with nausea. You should try it.”
Andrew hesitated, then snatched the candy and set it on the table.
“You’re really grumpy!” Tommy said, laughing. “I’m going to call you Mr. Grouch. Are you mad because you’re scared of needles?” He pointed at the IV attached to Andrew’s arm.
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Andrew frowned. “I’m not scared of anything.”
Tommy nodded. “That’s fine. I was scared at first too, but then I stopped. My mom says I’m a superhero. Do you have a superpower?”
“No,” Andrew said, his voice flat.
“That’s because you’re too sad,” Tommy replied, his tone serious now.
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Andrew looked at the boy, surprised by the honesty in his big, bright eyes. “Is there anything you want?” Andrew asked.
Tommy grinned. “Yeah. I want to buy flowers for my mom. She works really hard, but I don’t have any money.”
Andrew sighed again, reached for his wallet, and pulled out a few bills. “Here. Get your flowers. Maybe buy yourself something too. But leave me alone.”
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Tommy’s face lit up. “Thanks, Mr. Grouch!” He ran out, clutching the money, while Andrew stared at the peppermint candy on the table.
With a sigh, he picked it up, unwrapped it, and popped it into his mouth. To his surprise, the sharp sweetness helped ease the nausea. It wasn’t much, but it made a difference for a while.
That evening, as Andrew stared at his laptop, a nurse knocked on his door.
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She carried a small paper bag. “This is for you,” she said, placing it on the table. “Tommy sent it.”
Andrew opened the bag and found it full of peppermint candies. He shook his head, unsure whether to feel amused or moved.
The next morning, he decided to find Tommy. He needed to make one thing clear: the money wasn’t a gift.
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As he approached Tommy’s room, he saw a woman leaning against the wall, her shoulders shaking. She was crying.
“Are you okay?” Andrew asked, his voice low.
The woman wiped her eyes quickly and looked up. “Yes… Did you need something?”
“Tommy gave me some candies yesterday,” Andrew said.
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The woman’s lips curved into a small smile. “Oh, so you’re Mr. Grouch,” she said.
Andrew raised an eyebrow. “My name’s Andrew,” he replied.
“I’m Sara,” she said. “Are you here for treatment too?”
Andrew nodded.
“Then you understand,” Sara said quietly. “The bills, the stress. I can’t even pay rent right now. They told me we’ll be evicted in two months.”
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Andrew nodded again, unsure of what to say. Before he could respond, the door burst open. Tommy ran out, his face lighting up when he saw Andrew. “Hey, Mr. Grouch!” he called, grinning ear to ear.
From that day forward, Tommy became a constant presence in Andrew’s life.
The boy would wander into Andrew’s room with a big grin and endless energy. At first, Andrew found it annoying, but Tommy’s persistence wore him down.
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Soon, Andrew began looking forward to the visits. Tommy taught him to notice the simple joys in life.
They sat by the window, watching the sunset, guessing the colors in the sky. They played harmless pranks on nurses, earning scolding looks and stifled smiles.
Sometimes, they “borrowed” wheelchairs and raced down the halls, laughing until their sides hurt.
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Andrew didn’t ask about Tommy’s illness. He wasn’t sure how to bring it up. One afternoon, Tommy mentioned Sara had been crying again. “She’s worried about money,” Tommy said. “We might lose our house.”
Andrew quietly gave Tommy an envelope of cash. “Tell her it’s from a magician,” he said.
When Sara tried to return the money, Andrew waved her off. “I’m not a magician,” he said. “I don’t know where it came from.”
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Weeks passed. Andrew’s treatments worked, and the day came when the doctor gave him the news—he was cancer-free.
Ecstatic, Andrew rushed to share it with Tommy. But when he arrived, Tommy was unconscious, Sara sitting beside him, tears streaming down her face.
“What happened?” Andrew asked, his voice barely above a whisper.
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Sara wiped her eyes and shook her head. “The doctors said there’s nothing more they can do.”
Andrew stared at her, struggling to process the words. “But… he seemed so happy. He always smiled. I thought he was improving.”
Sara looked at him, her face full of pain. “He didn’t want you to see how sick he was. He wanted to be strong for you. He thought he was a superhero.”
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Andrew’s chest tightened. “I’m so sorry.”
Sara managed a faint smile through her tears. “Don’t be. He said you saved him. These months, you gave him laughter and hope. You made him forget about being sick.”
Andrew shook his head slowly. “No. He’s the one who saved me.”
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He stepped closer and wrapped his arms around her in a gentle hug. She cried quietly against his shoulder, and though Andrew wished he could take her pain away, he knew nothing would ever truly ease it.
That night, Tommy passed away peacefully, surrounded by the love of his mother and the memories he had made.
Andrew sat alone in his room afterward, overwhelmed by the loss. Andrew couldn’t bear the thought of such a bright soul being forgotten.
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Determined, he started a foundation in Tommy’s name to help sick children, ensuring his kindness would live on.
He also stayed in touch with Sara, offering her support in every way he could.
One afternoon, Andrew stood at his ex-wife’s door, holding the painting she had demanded for so long. She opened the door, her mouth ready to hurl accusations, but Andrew silently handed her the painting.
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“I’m not here to argue,” Andrew said, his tone calm as he held out the painting.
His ex-wife frowned, puzzled. “What is this supposed to mean?” she asked.
“Nothing important,” Andrew replied, a small smile forming. “I’m just making sure I keep my superpowers.” Without waiting for a response, he turned and walked away.
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If you enjoyed this story, read this one: Taking care of Mom was hard enough without the tension with my sister. Accusations flew when precious things started disappearing. I thought I knew who was to blame, but the truth shattered my world. Betrayal came from where I least expected, leaving me questioning everything—and everyone—I trusted.
This piece is inspired by stories from the everyday lives of our readers and written by a professional writer. Any resemblance to actual names or locations is purely coincidental. All images are for illustration purposes only. Share your story with us; maybe it will change someone’s life.
How to Own Your Dream Home
For most people, their first home isn’t their dream home. It starts off nice enough. But as time goes by and your family grows, starter homes tend to get a little . . . cramped.
But don’t hate on your current home too much. Because while it gave you a safe and dry place to lay your head at night, it was also setting you up to own your dream home someday.
We’ll show you how it all works and walk you through the steps that’ll get you in your dream home—one you can actually afford!
How to Get Your Dream Home in 5 Steps
Here are the steps:
- Follow the Financial Basics
- Find Out How Much Equity You Have
- Set Your New Home-Buying Budget
- Find the Right Dream Home for You
- Be Picky and Patient
Now let’s cover each step in more detail.
Step 1: Follow the Financial Basics
First thing’s first—you have to get out of debt, get on a budget, and build up an emergency fund of 3–6 months of expenses. Sounds pretty basic, right? If you haven’t completed these steps, then you’re not ready to upgrade to your dream home . . . yet.
Now, when you’ve got house fever, it can be hard to focus on paying off debt or saving an emergency fund before you upgrade your home—especially when you’re feeling the pressure of rising home prices and interest rates.
But whether it’s your second or third house, you should only buy a home when you’ve covered the financial basics we mentioned above. Then you’ll be ready to start the journey toward owning your dream house.
And that journey starts with your home equity. What’s equity? Well, we’re glad you asked . . . that brings us to the next step.
Step 2: Find Out How Much Equity You Have
Home equity is a pretty simple concept: It’s your current home’s value minus whatever you still owe on your mortgage.
See, in most cases, your home’s value increases over time. Similar to other long-term investments (like retirement accounts), homes gradually increase in value. There have been periods of ups and downs in the market to be sure, but the value of real estate has consistently gone up. According to the St. Louis Federal Reserve, the average sale price of a home has increased over 2,300% from 1965 to 2023! And in the last ten years (2013 to 2023), there’s been a 68% increase.1 As your home increases in value, so does your equity. In real estate terms, this is called appreciation.
Other factors that increase your home’s equity include:
- Added value: Home improvement projects like adding square footage, updating fixtures and appliances, or even just slapping on a new coat of paint can add value to your home.
- Mortgage paydown: Paying down your mortgage not only gets you out of debt faster, it also builds your equity. The less you owe on your home, the more equity you have.
The amount of equity you have gives you a pretty good idea of how much money you’ll end up with after selling your house. You can use that money to make a hefty down payment and cover the other costs that come with buying a home.
Find expert agents to help you buy your home.
So, how do you determine your home’s value? Well, you can get a ballpark estimate on real estate websites like Zillow, ask a trusted real estate agent to perform a competitive market analysis (which they’ll do anyway if they’re helping you sell your house), or get a professional appraisal.
Finding out your home’s equity will involve a little math, but it’s third-grade-level stuff, so don’t sweat it.
Here’s what we mean. Let’s say your home’s current value is $355,000. When you sell that house, you’ll have to pay for between 1–3% of the sale price in closing costs, another 6% in fees for the real estate agent who helped you sell it, and whatever’s left to pay off on your mortgage.
That means you can estimate clearing over $223,000 from selling your house. That’s a killer down payment on your dream home! And if your home is paid off, that’s even more money to put down and use to pay for things like repairs and moving expenses.
Step 3: Set Your Dream Home Budget
Once you know how much you’ll clear from the sale of your home, you can start making a budget for your dream home.
The key to owning your dream home (instead of it owning you) is to keep your mortgage payment to no more than 25% of your take-home pay on a 15-year fixed-rate mortgage, along with paying a down payment of at least 20% to avoid private mortgage insurance (PMI). Never get a 30-year mortgage even if the bank offers it (and they will). You’d pay a fortune in interest—money that should go toward building your wealth, not the bank’s.
So, let’s say your take-home pay is $4,800 a month. That means your monthly mortgage payment shouldn’t be any bigger than $1,200. By the way, that 25% figure should also include other home fees collected every month with the mortgage payment like homeowners association (HOA) fees, insurance premiums and property taxes.
Plug your numbers into our mortgage calculator to see how much house you can afford.
And don’t forget to budget for all those other costs that come with the home-buying process in addition to your closing fees—things like moving expenses and any upgrades or repairs you might need to make. You don’t want these hidden costs to catch you off guard or drain your emergency fund.
Step 4: Find the Right Dream Home for You
This is where things get real. After all your hard work building up your equity (and doing a lot of math—don’t forget that), you’re finally ready to start the house hunt. Woo-hoo!
But don’t lose focus. Stay zoned in by making a list of features that make a home fit your budget, lifestyle and dreams—and stick to it throughout your house hunt. Here are a few ideas to get you started.
- Don’t compromise on location and layout. If you plan to be in this home for the long haul, an out-of-the-way neighborhood or a wacky floor plan is a deal breaker. Look for a community and layout that’ll suit your lifestyle now and for years to come.
- Think about how much space your family needs. While your budget has the final say about how much home you buy, you’ll want your dream home to fit your family’s needs through different life seasons.
- Consider the school districts. If you have or want kids, the quality of the nearby school districts is probably already on your mind. But even if you don’t have kids or you’re retired, keep in mind that having good schools nearby could increase your home’s value.
- Look for a house that’ll grow in value. Are home values rising in the area? Is the number of businesses going up? These factors can help you figure out whether your dream home will turn into a good investment.
- Count the costs. Want that fancy master bathroom with the multiple showerheads and the Jacuzzi tub? Be clear on what’s a must-have and what’s nice to have. And don’t forget, upgraded features like that will make your dream home more expensive.
Step 5: Be Picky and Patient
We know you’re anxious to get into those new digs, but be patient. Wait for the right house at the right time. Don’t spend your money on a less-than-ideal home just because you’re tired of looking.
The key is finding a good real estate agent who understands your budget and refuses to settle for “good enough.” They’re as committed to your dream as you are and will have your back throughout the entire process, no matter what it takes.
In addition to teaming up with a great real estate agent, you can take a couple of extra steps to make sure you’re ready to strike as soon as the right home comes up:
- Get preapproved for a 15-year fixed-rate mortgage. Having preapproved financing is a green flag for sellers—especially in multiple offer situations. And because this puts most of your information in the lender’s system, you’ll be on the fast track to closing once your offer is accepted.
- Offer earnest money with your bid. Earnest money is a deposit to show you’re truly interested in a home. Usually it’s 1–2% of the home’s purchase price and it’s applied to your down payment or closing costs. Even if the deal falls through, you can almost always get most of it back.
Find a Real Estate Expert in Your Local Market
Now, you might be thinking you have some work to do before you’re ready to find your dream home. Or you may be realizing your years of hard work are about to pay off! Regardless, if you follow these steps, you’ll find the house you’ve always wanted and avoid a purchase you’ll regret.
Once you’re ready, connect with one of our RamseyTrusted real estate agents. These are high-performing agents who do business the Ramsey way and share your values so you can rest easy knowing the search for your dream home is in the right hands.
Find the only real estate agents in your area we trust, and start the hunt for your dream home!
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